Galena Park ISD offers a number of elective insurance products which you may purchase. The products offered are listed and described below.

 

Supplemental Life and Disability

If you become terminally ill with a life expectancy of less than 12 months, you may be eligible to receive up to 75% of your basic life and supplemental life death benefits up to a maximum of $50,000. This benefit is not available for spousal or child life insurance.

For detailed information about the District’s life insurance, please review the Life Certificate of Coverage at www.galenaparkisd.com/benefits or contact l FFGA at 1-888-523-8422.

 

Long Term Disability

Long Term Disability (LTD) coverage is important because anyone at any age may become injured or ill for an extended period of time. If you are a newly eligible employee, your coverage will be effective on the first day of the month, following the date you enroll (as long as you enroll within 45 days of your date of eligibility). You may elect any LTD benefit that is in multiples of $100, from $200 to $7,500 per month, as long as your monthly benefit is no more than 70% of your base monthly earnings. If you apply for a benefit amount exceeding $5,000/month, only the first $5,000 will be effective on the first of the month following your date of enrollment, coverage in excess of $5,000 requires evidence of insurability before coverage is effective.

If you become disabled, your benefit may be reduced by other sources of disability income, such as Social Security or workers’ compensation.

 

Allstate Cancer Plan

The Allstate Cancer Plan can help in the event you or your dependent have a diagnosis of Cancer or one of the other 29 covered dreaded diseases with such items as hospital confinement, initial diagnosis and treatment, surgery and more.

The Allstate Cancer Plan also offers a $100 Wellness Exam benefit payment for getting your annual preventive tests/screenings. See plan

 

Texas Voluntary Permanent Life Insurance

Texas Life offers a life insurance with coverage through the age of 121 and is available to you, as well as other family members, (spouse, children and grandchild(ren))Texas Voluntary Permanent Life Insuran is different than the Supplemental Life offered through Dearborn because Texas Life is portable and you may take it with your if you separate from service. The base life insurance premium is guaranteed to NEVER INCREASE, and the policy offers an Accelerated Death Benefit Rider for Terminal Illness.

 

Dearborn National

Travel Resource Services

Our Travel Resource Services, provided by Europ Assistance USA, Inc. (EA) is a 24-hour emergency service that can help you access emergency assistance when you are traveling 100 or more miles away from home. Help is there when a crisis strikes. More than 850,000 multilingual service professionals stand ready to assist you in more than 200 countries and territories worldwide.

 

Beneficiary Resource Services

When a loved one dies, families often face complex issues ranging from estate planning, legal questions, funeral planning, coping with grief and financial uncertainties. That’s why Dearborn National offers Beneficiary Resource Services, a program that combines family wellness and security at the most difficult of times. Services include grief and financial counseling, funeral planning, legal support, as well as online will preparation. Beneficiary Resource Services is provided by Bensinger, DuPont & Associates (BDA).