Galena Park ISD offers a Section 125 Plan which is governed by the Internal Revenue Code Section 125. The products listed below are available for purchase during Open Enrollment or at the time of a Qualifying Event. It is against the law to elect coverage for an ineligible person. Participants may be asked to provide satisfactory proof of eligibility for their covered dependents.
GPISD offers three health plans in conjunction with TRS ActiveCare. The plans offered include a High Deductible Plan (1HD), a Network Only Plan (ActiveCare Select), and a PPO Plan (ActiveCare 2). Since September 1, 2018 ActiveCare 2 has been closed to new enrollees. The GPISD medical plan is offered to all employees of GPISD including substitute employees (GPISD does not contribute to a substitute's premiums). Employees may enroll their legal spouse, domestic partner and child(ren) who are their legal taxable dependents. No other relatives or individuals may be covered on the GPISD medical plan.
Employees who enroll in ActiveCare Select and reside in Fort Bend, Harris and Montgomery Counties may choose KelseyCare or the Memorial Herman Accountable Care Network. Employees residing in Brazoria and Galveston Counties will be assigned to KelseyCare or Memorial Hermann Accountable Care Network based on your zip code. Plans are not interchangeable and may not be changed mid-year without a Qualifying Event.
2019-2020 TRS ActiveCare Highlights - English
2019-2020 TRS ActiveCare What's New & Changing Comparison
Kelsey Online Access
KelseyCare Zip Code Listing
Memorial Hermann Network Zip Code Listing
List of No Cost Generic Preventive Drugs (Subject To Change)
CareMark Prescription Mail Order Forms
Beginning Right Maternity Program
Guardian Dental DHMO
GPISD is pleased to introduce and offer Guardian Dental as our Dental HMO provider. A Dental HMO requires you to select a treating dentist at the time of enrollment, and uses a schedule of benefit co-payments for service and care. If you are a full time employee, you may purchase a dental plan for you and your legal taxable dependents. If you have select the Dental HMO, you must choose a dentist as your primary dental care giver at the time of enrollment. If you would like to change dentists, you must contact Guardian and request a new primary care dentist. Those enrolled in this plan will receive dental insurance cards.
Guardian DHMO Plan Highlights
Guardian DHMO Patient Charges After Copay
GuardianAnytime Registration Instructions
Guardian DHMO - Find a Provider and ID Card Instructions - English
Guardian DHMO - Find a Provider and ID Card Instructions - Spanish
Ameritas Dental PPO
GPISD is pleased to introduce and offer Ameritas Dental as our Dental PPO provider. A Dental PPO plan allows you to utilize any dentist that accepts the Ameritas dental plan. If you are a full time employee, you may purchase a dental plan for you and your legal taxable dependents. Those enrolled in this plan will receive dental insurance cards.
Ameritas PPO Plan Summary - English
Ameritas PPO Plan Summary - Spanish
Ameritas PPO Registration To Find A Dentist & Access ID Card
Ameritas Prescription Savings Program
GPISD offers one vision plan through Davis Vision. The vision plan offers allowances and discounts on eye glasses, contact fittings and lenses. Annual eye exams may be obtained after a nominal copayment. If you are a full time employee, you may purchase a vision plan for you and your legal dependents.
Davis Vision Plan Highlights
Flexible Spending Accounts (FSA)
GPISD offers two Flexible Spending Accounts, a Dependent Care Account and a Medical Reimbursement Account. Both accounts are used for qualified expenses as outlined by the IRS. The Dependent Care Account may be used to cover day care costs with qualified cay care providers for children under age 13 and who reside with you more than 50% of the year. Additonally a Dependent Care Account may be used for a qualifying dependent who is physically or mentally incapable of self-care, resides with you more than 50% of the year and is in need of care so that you and your spouse can work.
The Medical Reimbursement Account allows for you to pay for qualified medical expenses with pretax dollars. Both of these accounts are "use or lose" accounts; if the funds are not used by the annual published grace period, they are forfeited. The maximum annual contribution limits are set by the IRS. You must keep all itemized receipts to support your charges.
FSA vs HSA Comparison
FSA Online Access
Dependent Care Eligible Expenses
Medical FSA Eligible Expenses
Health Savings Account (HSA)
An HSA is designed to help you pay for qualified medical expenses with pretax dollars. The annual maximum contribution limit is set by the IRS, and individuals age 55 or older may contribute an additional $1,000 annually. This is NOT a "use or lose" account, and funds roll over year to year. Individuals contributing to an HSA must also be enrolled in a High Deductible Health Plan, and may not be contributing to an FSA at the same time. HSA contributions may be stopped, increased or decreased anytime throughout the year. For more information about an HSA please contact Employee Benefits.
HSA vs FSA Comparison
HSA Account Login
Medical HSA Eligible Expenses
Long Term Disability (LTD) coverage is important because anyone at any age may become injured or ill for an extended period of time. If you are a newly eligible employee your coverage will be effective on the first day of the month following the date you enroll (as long as you enroll within 30 days of your date of eligibility). You may elect an LTD benefit that is in multiples of $100, from $200 to $7,500 per month, as long as your monthly benefit is no more than 70% of your base monthly earnings. If you apply for a benefit amount exceeding $5,000/month, only the first $5,000 will be effective on the first of the month following your date of enrollment. Coverage in excess of $5,000 requires a completed Evidence of Insurability application before coverage is approved/effective.
If you become disabled and are disabled for longer than 6 months, your benefit may be reduced by other sources of income you receive. See plan for details.
Disability Enhanced 3Y Plan Details
Disability Enhanced SSNRA Plan Details
Disability Optional Benefit Riders
Allstate Cancer Plan
The Allstate Cancer Plan can help in the event you or your dependent have a diagnosis of Cancer or one of the other 29 dreaded diseases covered by this plan. Such items as hospital confinement, initial diagnosis and treatment, surgery and more are covered. The Allstate Cancer Plan also offers an annual $100 Wellness Exam benefit payment when you have had an annual preventive cancer test/screening and submit a claim. This benefit is allowed for one screening only, and is only paid once per plan year per covered member. See plan for details.
Allstate Cancer Plan Information
Allstate Cancer Plan Cancer Claim Form
Critical Illness Plan
If you experience an event such as a heart attack or stroke, Critical Illness Insurance may help. It pays a lump sum amount to help with expenses that may not be covered by major medical insurance.
Critical Illness Plan Details - English
Critical Illness Plan Details - Spanish
2019-2020 Critical Illness Rates
Critical Illness File A Claim
Critical Illness Wellness Form
Hospital Indemnity Plan
Even a minor trip to the hospital can have a major impact on your finances. Hospital Indemnity Insurance provides financial assistance to help with expenses that may not be covered by major medical insurance.
Hospital Indemnity Plan Details - English
Hospital Indemnity Plan Details - Spanish
Aetna Discount Program
LegalEase Prepaid Legal
Prepaid legal is a policy that allows you to access free or reduced attorney services within the prepaid legal network. Your policy covers you, your legal spouse, and unmarried dependent children under the age of 19 (under age 26 if enrolled in an accredited institution of higher learning). Services such as office consultations, consumer issues, financial issues, civil issues, home issues, estate planning, elder issues and more are covered.
2019-2020 Legal Plan Summary
Basic & Supplemental Term Life
GPISD provides Group Basic Term Life Insurance paid by the district in the amount of $25,000 for all eligible employees. Group life insurance allows you to purchase additional affordable life insurance on yourself, spouse and dependent children. This term life insurance is in effect during your employment with Galena Park ISD. Aside from paying your named beneficiary at the time of your passing, the policy may also pay an accelerated death benefit which can pay if you become terminally ill with a life expectancy of less than 12 months (stipulations apply). This benefit is available to full time employees only.
Basic & Supplemental Term Life Program Summary - English
Basic & Supplemental Term Life Program Summary - Spanish
Dearborn Travel Resources - English
Dearborn Travel Resources - Spanish
Dearborn Beneficiary Resources - English
Dearborn Beneficiary Resources - Spanish
Texas Voluntary Permanent Life Insurance
Texas Life offers a life insurance with coverage through the age of 121 and is available to you, as well as other family members such as your legal spouse, children and grandchild(ren). Texas Voluntary Permanent Life Insurance is different than Supplemental Term Life offered through Dearborn because Texas Life is portable, and you may take it with you if you separate from service. The base life insurance premium on your initial policy is guaranteed to never increase, and the policy offers an Accelerated Death Benefit Rider for terminal illnesses.
Texas Life Permanent Life Insurance Highlights