• 2021-2022 Plan Information
    Benefits are effective September 1, 2021 - August 31, 2022

    What's New & What's Changing (effective September 1, 2021)
    * MEDICAL - Higher premium for all plans; Annual deductible, out of pocket maximum and co-insurance increased for ActiveCare HD
        ⇒Click here for a summary of changes - English
        
        ⇒Click here for a summary of changes - Spanish

    * DENTAL - PPO carrier will change from Ameritas to Guardian
    * DENTAL - Lower PPO premium option, increased annual maximum, annual allowance rollover, College Tuition Benefit
    * VISION - Higher premium and higher frame allowance
    * NEW! AFLAC ACCIDENT - Supplemental accident insurance that pays a cash benefit directly to you to help with what your health insurance plan might not cover. 

    Rates
    2021-2022 Medical, Dental and Vision Rates


    Review all of the benefits in the 2021-2022 Benefits Book

    Review and download the 2021 Benefits Information Session

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    2021-2022 Plan Information (Effective September 1, 2021 - August 31, 2022)
    Galena Park ISD offers a Section 125 Plan which is governed by the Internal Revenue Code Section 125. The products listed below are available for purchase during Open Enrollment or at the time of a Qualifying Event.  It is against the law to elect coverage for an ineligible person.  Participants may be asked to provide satisfactory proof of eligibility for their covered dependents.  

    BCBS logo  Blue Cross Blue Shield of Texas Medical
    GPISD offers four health plans in conjunction with TRS-ActiveCare. The plans offered includes nationwide plans ActiveCare HD and ActiveCare2 (closed to new enrollees) and statewide plans ActiveCare Primary and ActiveCare Primary+. The GPISD medical plan is offered to all employees of GPISD including substitute employees (GPISD does not contribute to a substitute's premiums). Employees may enroll their legal spouse, domestic partner and child(ren) who are their legal taxable dependents.  No other relatives or individuals may be covered on the GPISD medical plan.

    Key Wellness Benefits Included With All Plans! (Fitness Program Discounts, Rewards, Wellness Coaching and More!)
    2021-2022 Rates

    What's New & What's Changing - English
    What's New & What's Changing - Spanish

    2021-2022 TRS ActiveCare Highlights - English
    2021-2022 TRS ActiveCare Highlights - Spanish 
    Find My Doctor




    cvs  CVS Caremark Prescription

    ID Card, Drug Cost Estimator, Drug List and More

    List of No Cost Generic Preventive Drugs
    (Subject To Change)
    CareMark Prescription Mail Order Forms

     

     Virtual Health
    Powered by Teladoc® and RediMD, these services allow you access to 24/7 convenient, quality primary care medical service with live, face-to-face diagnosis and treatment via the internet by computer or smartphone as well as services over the telephone. We are currently using Teladoc Medical at no cost to all full-time employees either through TRS or GPISD; additionally Mental Health consultations are included for those enrolled in certain TRS plans. Starting 9/1/2020 you will have access to RediMD with a $30 copay for those enrolled in the HD plan. For those enrolled in all other plans, the copay is included in your benefits. At this time, there are no benefits with RediMD for those who waive medical.

    Teladoc Highlights - English & Spanish
    RediMD Highlights 

     

    Flexible Spending Accounts (FSA)
    GPISD offers two Flexible Spending Accounts, a Dependent Care Account and a Medical Reimbursement Account. Both accounts are used for qualified expenses as outlined by the IRS. The Dependent Care Account may be used to cover day care costs with qualified cay care providers for children under age 13 and who reside with you more than 50% of the year.  Additonally a Dependent Care Account may be used for a qualifying dependent who is physically or mentally incapable of self-care, resides with you more than 50% of the year and is in need of care so that you and your spouse can work.

    The Medical Reimbursement Account allows for you to pay for qualified medical expenses with pretax dollars. Both of these accounts are "use or lose" accounts; if the funds are not used by the annual published grace period, they are forfeited. The maximum annual contribution limits are set by the IRS. You must keep all itemized receipts to support your charges.


    2021-2022 FSA Details and Comparison

    FSA Online Access
    Dependent Care Eligible Expenses
    Medical FSA Eligible Expenses

     

    Health Savings Account (HSA)
    An HSA is designed to help you pay for qualified medical expenses with pretax dollars. The annual maximum contribution limit is set by the IRS, and individuals age 55 or older may contribute an additional $1,000 annually. This is NOT a "use or lose" account, and funds roll over year to year. Individuals contributing to an HSA must also be enrolled in a High Deductible Health Plan, and may not be contributing to an FSA at the same time. HSA contributions may be stopped, increased or decreased anytime throughout the year. For more information about an HSA please contact Employee Benefits.

    2021-2022 HSA Details and Comparison
    HSA Account Login
    Medical HSA Eligible Expenses


     Guardian Dental
    GPISD is pleased to offer Guardian Dental as our dental provider for both the PPO and DHMO plans. A PPO gives you the flexibility to choose your provider and specialists without a referral (choosing in-network providers incurs the lowest cost).  Dental HMO requires that you have a treating dentist at the time of enrollment, and uses a schedule of benefit co-payments for service and care. You can contact Guardian and change your primary care dentist at any time.  If you are a full time employee, you may purchase a dental plan for you and your legal taxable dependents. 

    Watch this informative video about your dental benefits!
    2021-2022 Rates
    Guardian Plan Highlights
    Find My Dentist
    Guardian DHMO Patient Charges After Copay 
    GuardianAnytime Registration Instructions
    College Tuition Benefit Participating Colleges & Universities
     

     

     Davis Vision
    GPISD offers one vision plan through Davis Vision. The vision plan offers allowances and discounts on eye glasses, contact fittings and lenses. Annual eye exams may be obtained after a nominal copayment.  If you are a full time employee, you may purchase a vision plan for you and your legal dependents.

    2021-2022 Rates

    Davis Vision Plan Highlights

      

    BCBS logo   Basic & Supplemental Term Life 
    GPISD provides Group Basic Term Life Insurance paid by the district in the amount of $25,000 for all eligible employees. Group life insurance allows you to purchase additional affordable life insurance on yourself, spouse and dependent children.  This term life insurance is in effect during your employment with Galena Park ISD.    Aside from paying your named beneficiary at the time of your passing, the policy may also pay an accelerated death benefit which can pay if you become terminally ill with a life expectancy of less than 12 months (stipulations apply). This benefit is available to full time employees only.

    Basic & Supplemental Group Term Life
    Beneficiary Resource Services
    Travel Resource Services

     

    Texas Life Insurance Company    Texas Life Voluntary Permanent Life Insurance
    Texas Life offers a life insurance with coverage through the age of 121 and is available to you, as well as other family members such as your legal spouse, children and grandchild(ren). Texas Voluntary Permanent Life Insurance is different than Supplemental Term Life offered through Dearborn because Texas Life is portable, and you may take it with you if you separate from service. The base life insurance premium on your initial policy is guaranteed to never increase, and the policy offers an Accelerated Death Benefit Rider for terminal illnesses.

    Texas Life Permanent Life Insurance Highlights

     

     AFA Sign    Long Term Disability
    Long Term Disability (LTD) coverage is important because anyone at any age may become injured or ill for an extended period of time. If you are a newly eligible employee your coverage will be effective on the first day of the month following the date you enroll (as long as you enroll within 30 days of your date of eligibility). You may elect an LTD benefit that is in multiples of $100, from $200 to $7,500 per month, as long as your monthly benefit is no more than 70% of your base monthly earnings. If you apply for a benefit amount exceeding $5,000/month, only the first $5,000 will be effective on the first of the month following your date of enrollment. Coverage in excess of $5,000 requires a completed Evidence of Insurability application before coverage is approved/effective.
    If you become disabled and are disabled for longer than 6 months, your benefit may be reduced by other sources of income you receive. See plan for details.

    Disability Enhanced SSNRA Plan Details

    Disability Enhanced 3Y Plan Details
    Disability Pregnancy Claim Forms
    Disability Non-Pregnancy Claim Forms
    Disability Physician Expense Reimbursement Form
    Disability Optional Benefit Riders

     

     none       Allstate Cancer Plan
    The Allstate Cancer Plan can help in the event you or your dependent have a diagnosis of Cancer or one of the other 29 dreaded diseases covered by this plan. Such items as hospital confinement, initial diagnosis and treatment, surgery and more are covered. The Allstate Cancer Plan also offers an annual $100 Wellness Exam benefit payment when you have had an annual preventive cancer test/screening and submit a claim. This benefit is allowed for one screening only, and is only paid once per plan year per covered member. See plan for details.

    Allstate Cancer Plan Information
    Allstate Cancer Plan Wellness Claim Form
    Allstate Cancer Plan Cancer Claim Form

     

    AFA Sign      Critical Illness Plan
    If you experience an event such as a heart attack or stroke, Critical Illness Insurance may help.  It pays a lump sum amount to help with expenses that may not be covered by major medical insurance.

    2021-2022 Critical Illness Rates
    Critical Illness Plan Details - English
    Critical Illness Plan Details - Spanish
    Critical Illness File A Claim
    Critical Illness Wellness Claim Form

     

    Aetna   Hospital Indemnity Plan
    Even a minor trip to the hospital can have a major impact on your finances.  Hospital Indemnity Insurance provides financial assistance to help with expenses that may not be covered by major medical insurance.

    Hospital Indemnity Plan Details - English
    Hospital Indemnity Plan Details - Spanish
    Aetna Discount Program

     

     

     Aflac Accident Plan (NEW! Effective September 1, 2021)
    Accidents can happen in an instant affecting you or a loved one. Aflac is designed to help families plan for the health care bumps ahead and take some of the uncertainty and financial insecurity out of getting better.

    Accident Plan Brochure - Spanish
    Accident Plan Brochure - English
    File A Claim Online
    Download Accident Claim Form
    Download Wellness Claim Form

      

    LegalEase       LegalEase Prepaid Legal 
    Prepaid legal is a policy that allows you to access free or reduced attorney services within the prepaid legal network. Your policy covers you, your legal spouse, and unmarried dependent children under the age of 19 (under age 26 if enrolled in an accredited institution of higher learning). Services such as office consultations, consumer issues, financial issues, civil issues, home issues, estate planning, elder issues and more are covered.

    2021-2022 Legal Plan